The personal version isn’t the only one getting a makeover! Changes have been made to card_name, so if you have a small business, you’ll want to read on. The annual fee is jumping to annual_fees, but you can unlock thousands in business and travel value annually on the Business Platinum Card®. Here’s how:

For rates and fees of The Business Platinum Card® from American Express, see Rates and Fees. Enrollment is required for select benefits.

Learn How to Apply
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Business Platinum Card® Benefits That Aren’t Changing But That We Still Value

• Dell Technologies Statement Credit Benefit—Enroll and get up to $150 in statement credits on U.S. purchases directly with Dell Technologies and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
• $120 Wireless Credit—Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. That’s up to $120 back per year.
• $219 CLEAR+ credit—Statement credits for an auto-renewing CLEAR+membership.
• American Express Global Lounge Collection—Access to Centurion Lounges, 10 complimentary Delta Sky Club visits when flying Delta, Priority Pass™ Select membership, and other select partner lounges.
• $200 airline fee credit—Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
• Global Lounge Collection®—The American Express Global Lounge Collection can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 04/2025.
• Fine Hotels & Resorts $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® When you’re ready to relax and need an escape, enjoy an unforgettable experience with Fine Hotels + Resorts®. When you book through American Express Travel®, you’ll receive a suite of benefits with an average total value of $550* in perks, like daily breakfast for two, 4pm check-out, and more. Plus, book on AmexTravel.com and you can earn 5X Membership Rewards® points, or use Pay with Points, on prepaid stays. *Average value based on Fine Hotels + Resorts bookings in 2024 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits. 
• $200 Hilton Statement Credit—Hilton For Business members get up to $200 back per calendar year ($50/quarter) when you
  make an eligible purchase at Hilton properties across the globe. 
• Adobe Statement Credit Benefit—Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year.
• Business Platinum Indeed Benefit—Get up to $90 in statement credits quarterly for purchases with Indeed. That’s up to $360 back per year.

Enrollment may be required to receive benefits or credits.

 

My Thoughts on These Changes

I’m still deciding whether I’m going to keep this card. I don’t think the changes are as positive as the changes to the American Express Platinum Card®. 

The $120 wireless credit, $200 Hilton statement credit and $600 hotel credit are benefits I can easily take advantage of each year. And I do enjoy American Express Centurion Lounge access (especially because my home airport is IAH), but no free guests for cardholders means I am not using the lounge as much as I used to. I do appreciate the 35% airline bonus option for my selected airline (United), but I don’t know if I’ll use it enough to justify the higher annual fee. 

It currently feels like I’m just about breaking even on this card, so I am not sure if it’ll continue to have a place in my wallet. I need to whip out a calculator and my travel plans and do some serious math!

 

Bottom Line

Don’t look at an annual_fees annual fee and think, “no way!” Look at the benefits and see if they will work for you. Each person’s circumstances are different, so you have to decide whether a card is worth it based on yours!

 

For rates and fees of The Business Platinum Card® from American Express, see Rates and Fees.

Opinions, reviews, analyses, and recommendations are the author’s alone and have not been reviewed, endorsed, or approved by American Express®.

 

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