Pam
Booking an Airbnb with points and miles – is it possible? Many of our readers want to know so today we will be talking all about it! There are definitely times I prefer to stay at an Airbnb, VRBO, or another vacation rental. When you are traveling in a larger group and all want to be together, a hotel may not work. When my daughters and I travel together there are five of us and it is cheaper and more fun to all be together so an Airbnb just works better for us. Another time you may want an Airbnb is if you prefer to cook and eat healthier. Staying in an Airbnb can sometimes also give you a feel for the local life. So what cards can earn us points to stay in vacation rentals? Let’s get into it.
The Capital One Venture X Rewards Credit Card is a great way to book an Airbnb. You can use your points as a statement credit for your Airbnb- just make sure you charge the payment for the vacation rental on this card.
The Capital One Venture Rewards Credit Card is another way to book an Airbnb. Again, purchase with the card and then claim as a statement credit when it posts.

Our cute Airbnb in Santorini, Greece.
You can use your points through travel portals like Chase, Citi, American Express, and Capital One to book vacation rentals. We generally prefer to just pay for our vacation rentals with credit cards and earn more points because we can usually get more value with our points on flights and hotels. Paying through a portal for a vacation rental is certainly possible but you won’t find the amount or variety of Airbnbs in the portals. You will only find those individual properties that have decided to allow bookings on the portals.

This Airbnb was found on the Capital One travel portal.
The Chase Sapphire Reserve® comes with a $300 travel credit and you should be able to use that credit for your Airbnb stay. This is a yearly credit that should help you pay for your vacation rentals.
Some people don’t like to stay in a hotel and just prefer a vacation rental. Booking an Airbnb with points and miles can be done with these methods. There is no real wrong way to use your points and miles. You be you. Remember that free is free and it’s always a wonderful thing! Do you prefer a vacation rental or a hotel?

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As of 7/31/22 it is NOT possible to book an Airbnb (or any other vacation rental) through the Capital One travel portal. You can, of course, pay for a rental with your Capital One card and earn points, but only travel booked through the Capital One travel portal is eligible for the $300 travel credit. I confirmed this with calls to Capital One (and it states this on the Venture X card documentation). Hopefully Capital One will add vacation rentals to the portal!