It’s time for a review of the card_name. You won’t be surprised to learn that I am a fan of American Express cards.  I have personally found that American Express cards are usually easy to be approved for (but require excellent credit), which I am glad for because I love earning American Express Membership Rewards® transferable points. Plus, the cards have some amazing benefits. Here’s my review of the card_name, which is one of the cards I plan to always keep in my wallet.

 
 

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I think for most households, at least one person should have this card in their wallet at all times. It just makes sense in so many everyday spending situations. Here are the main reasons it is a card worth keeping.

 

Earning Valuable Points

The most compelling benefit of my card_name is earning four points per dollar spent at U.S. supermarkets (on the first $25,000 of eligible purchases) and four points per dollar spent at restaurants worldwide (on the first $50,000 of eligible purchases). I typically spend about $600 every month at supermarkets and $200 at restaurants. That means I am spending $9,600 a year in those categories. Multiply that by four, and I earn 38,400 Membership Rewards® a year—more than enough for a round-trip domestic ticket on Delta (a transfer partner of American Express®).

With all the points I earn through regular spending on this card, I’ve already made this worth keeping! And we haven’t even gotten to all the great benefits yet.

Enrollment is required for select benefits.

 

$120 Dining Credit

The card_name gives you a $10 monthly dining credit (up to $120 annually) when you pay with your card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. I prefer using my credit at Grubhub because it is easy to redeem each month. Enrollment is required; terms apply.

 

Up to $120 in Uber Cash

The card gives you up to $120 in annual Uber Cash (in the form of $10 monthly credits) that can be used for U.S. Uber rides and for U.S. Uber Eats deliveries as well. I don’t use Uber often, but I enjoy eating out. I use my Uber Cash through the Uber Eats app on my phone and get $10 free each month. Simply download the Uber app, add your card_name information as payment, and each month, you will receive a $10 Uber credit for rides you take or deliveries you have made. Be sure to pay with that card when you order, and your $10 will be automatically subtracted.

 

$84 Dunkin’ Credit

If Dunkin’ coffee or donuts are your thing, you can get a $84 Dunkin’ credit annually ($7/month). Enrollment is required.

 

$100 Resy Credit

A $100 Resy credit ($50 semiannually) is redeemable at eligible U.S. restaurants that participate in the Resy program.  Enrollment is also required for this benefit. I just used this credit for the first time, and it works great—I had a great lunch with my sister at a local restaurant.

 

$100 Hotel Credit

If you book a hotel through The Hotel Collection by American Express, pay with your card, and stay at least two consecutive nights, you will receive a $100 hotel credit. I have never taken advantage of this benefit, but I decided to check it out and randomly picked the Roxy Hotel.

 

 

If available, you get a room upgrade and a $100 credit to be applied to eligible hotel charges, such as spa treatments or dining. 

 

Redeeming Your Points

The best value for redeeming your Membership Rewards® points is transferring them to Amex’s airline partners. They also have hotel partners, but using your points for flights is where you will usually get the most value. Airline partners include Aer Lingus, Aeromexico, Air Canada, Air France/KLM (Flying Blue), ANA, Avianca, British Airways, Cathay Pacific, Delta, Emirates, Etihad, Iberia, JetBlue, Qantas, Qatar, Singapore, and Virgin Atlantic. Hotel partners include Hilton, Choice, and Marriott Hotels. Not every transfer is a 1:1 transfer like with Chase Ultimate Rewards®, but many are.

 

Complete List of Benefits

• You may be eligible for as high as 100,000 Membership Rewards(R) Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if yo’ure approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
• Earn 4X Membership Rewards(R) points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
• Earn 4X Membership Rewards(R) points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
• New! Earn 5X Membership Rewards(R) points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
• Earn 3X Membership Rewards(R) points on flights booked through AmexTravel.com, the Amex Travel App, orpurchased directly from airlines.
• Earn 2X Membership Rewards(R) points on prepaid car rentals booked through AmexTravel.com or the AmexTravel App and cruises booked and paid through AmexTravel.com.
• Earn 1X Membership Rewards(R) point per dollar spent on all other eligible purchases.
• Pay It(R) lets you tap in the American Express(R) App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It(R) gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
• Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
• $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express(R) Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
• $84 Dunkin Credit: Earn up to $7 in monthly statement credits after you pay with the American Express(R) Gold Card at U.S. Dunkin locations. Enrollment required.
• $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you’ll get $10 in Uber Cash each month to use on orders and rides in the U.S. when youselect an Amex Card for your transaction.
• New! As an American Express(R) Gold Card Member, you can enjoy complimentary Hertz Five Star(R) Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
• Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
• Book your travel through the Amex Travel App with added peace of mind – backed by American Express(R) service and support. Only for American Express(R) Card Members.
• Whenever you need us, we’re here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
• No Foreign Transaction Fees.
• Annual Fee is $325.
• Terms Apply.

For rates and fees of the American Express® Gold Card, See Rates and Fees; 

Bottom Line

I always use my $120 dining credit, Uber credit, and Dunkin’ credit, so this card is always worth keeping. Earning 4 points per dollar on food purchases makes this a go-to card I use all the time. And now that I have started using the Resy credit, I’m benefitting even more from this card.  (Another tip: when you go out with friends, always pay the bill at a restaurant with this card and let them Venmo you! More points!)

Is the American Express® Gold Card a keeper card in my wallet? Absolutely!

Opinions, reviews, analyses, and recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any of these entities. Terms apply.

 
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