If you run a business, side hustle, or even a growing content brand, the right business credit card can quietly become one of your best travel tools. That’s why so many points and miles fans keep coming back to the American Express® Business Gold Card.

And in a world where travel costs keep climbing, having a steady stream of transferable American Express Membership Rewards® can make a huge difference. Whether you dream of lie-flat seats to Europe, luxury hotel stays, or last-minute family flights, this card can help turn normal business spending into amazing travel experiences. 
 

Learn How to Apply
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Enrollment is required for select benefits.

Here are the bullet points that make this card special:

• As high as 200,000 points. Find out your offer. You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new card in your first 3 months of membership. Welcome offers vary, and you may not be eligible for an offer.
• Earn 4x Membership Rewards® points on the top 2 eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4x points on the first $150,000 in combined purchases from these categories each calendar year (then 1x thereafter). Only the top 2 categories, each billing cycle, will count towards the $150,000 cap.
• Earn up to $20 in statement credits monthly after you use the American Express® Business Gold Card for eligible U.S. purchases at FedEx (through 10/01/2026), Grubhub, and office supply stores. This can be an annual savings of up to $240.
• Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business on the Business Gold Card. Subject to auto-renewal.
• Enroll and get up to $150 in statement credits per calendar year for U.S. purchases with Squarespace. Subscription purchases subject to auto-renewal.
• Get up to a $12.95 statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. Up to $12.95 plus applicable taxes on one membership fee.
• Earn 3x Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com or the Amex Travel App®.

Terms apply.

These credits and benefits help justify the cost of the annual_fees annual fee. I have found them to work for me. It is certainly worth the annual fee for the welcome offer you get in the first year.  I recommend trying the card out to see if you can get enough value with the credits and spend to keep the card long-term.

For rates and fees of the American Express® Business Gold Card, See Rates and Fees.

Opinions, reviews, analyses, and recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any of these entities. Terms apply.