Affiliate Disclosure
CREDIT CARDS
ABOUT US
start here
menu
get the newsletter
SIGN UP NOW
explore the site
blog
menu
PODCAST
Courses
Affiliate Disclosure
Free Tools
Affiliate Disclosure
CREDIT CARDS
ABOUT US
start here
menu
get the newsletter
SIGN UP NOW
explore the site
blog
menu
PODCAST
Courses
Affiliate Disclosure
Free Tools
Pam's Upgrade Template
Transfer Partner Cheat Sheet
Transfer Bonuses + Calculator
Benefits Tracker
Marriott Eligibility Checker
Affiliate Disclosure
CREDIT CARDS
ABOUT US
start here
menu
get the newsletter
SIGN UP NOW
explore the site
blog
menu
PODCAST
Courses
Affiliate Disclosure
ALL CARDS
TOP 10 BEST OFFERS
Free Tools
Free for the squad
Free tools
The trackers, cheat sheets, and templates we use ourselves to get more out of our points. Pick one and get started.
Most used · Tracker
Card benefits tracker
Check off every credit you pay for, from monthly dining credits to annual hotel credits, for your whole household. See what resets next so nothing expires unused.
Open the tracker →Calculator
Transfer bonuses
See which banks have a transfer bonus running right now, then run the numbers on how many extra points you would get.
Cheat sheet
Transfer partner cheat sheet
Every airline and hotel you can move Amex, Capital One, Chase, Citi, and Bilt points to, with ratios and alliances on one page.
Template
Pam’s upgrade template
The exact words to ask a hotel for a better room, with or without status, plus the text that landed Jess a suite.
Checker
Marriott eligibility checker
Pick the Marriott card you want and the ones you’ve had, and see if the welcome bonus is yours before you apply.
Some tools ask for your name and email the first time. Once you are on our list, they open right away on this device.
