If you hold the card_name or card_name, you may be wondering how to best use your hotel credits in 2026. In this post, we’ll show you how to use your credits and your points to get great value​​—and some elite-like perks—when booking through The Edit by Chase Travel℠. 

 

What is The Edit?

The Edit is a collection of hotels that partner with Chase to give extra benefits, such as free breakfast and a property credit, to customers booking through Chase Travel℠. See Pam’s recent overview on The Edit for a full breakdown of the program and how to book these stays. 

 

The Chase Edit Credit 

In addition to the benefits from booking through The Edit, card_name and card_name cardholders now receive a $500 credit toward prepaid bookings on The Edit hotels, with a minimum of two nights per booking. In 2025, this credit had to be used in two different timeframes—$250 in the first half of the year and $250 in the second. Beginning in 2026, the credits can be used at any time during the year, as long as they’re used in two separate transactions. That should make this $500 annual credit much easier to use. 

In addition to this $500 credit, Chase also recently added a one-time $250 credit for booking with certain brands in Chase Travel℠ beginning in 2026 for card_name or card_name cardholders. This credit also requires a two-night minimum stay. As Pam recently found out, this credit is stackable.

 

The Edit Credit + Points Boost = Value 

While the Edit properties tend to be expensive, you can get excellent value from this credit if you’re flexible and combine the value of your credits with your Ultimate Rewards® points through Points Boost. 

As of January 2026, Points Boost can be worth up to 2 cents per point in the Chase Travel℠ portal, across many different hotels and flights. Some hotels are “boosted” for as little as 1.65 cents per point in value, while you can get 2 cents per point in value at other properties. So you’ll have to do some research to get the best value.

Here’s one approach you could use to optimize the value of your credit while limiting out-of-pocket costs. 

1. Find a hotel with a reasonable cash rate that participates in The Edit. 
2. Book at least a two-night stay and prepay $250 (or more). 
3. Use your Chase Ultimate Rewards® through Points Boost to pay for the rest of the stay, assuming Chase is still offering up to 2 cents per point. 
4. Your $250 should be refunded to your card. (Mine posted within two days the first time I booked.) 

Because of the nature of the credits, you may wind up booking far in advance. Luckily, I’ve seen many rooms with refundable rates, but to be clear, even if you book a refundable rate, you still need to prepay the $250 to get the credit. 

 

What Types of Trips to Use Your Credit For 

If you’re looking to maximize your credits, you’d want to use them on a shorter stay, since you only get one property credit even if you book two back-to-back two-night stays. Since The Edit rates are based on cash prices (which can be higher than booking directly through the hotel chain), you’ll get the best value booking when cash rates aren’t inflated. If you need to travel at a high-demand time, you’ll likely be much better off transferring your points to Hyatt and booking directly. 

Another consideration is the value you place on free breakfast and other perks that come with The Edit. If you already have a high-level status from a hotel chain that comes with these benefits, the credits and other benefits you’d get from making a The Edit booking might be less valuable to you. And you’ll want to pay attention to whether the hotels you’d book through The Edit are loyalty-program eligible, so you get credit for your stay if you’re chasing or trying to renew hotel status. 

An advantage of The Edit is the variety of room types offered at many hotels. That’s because The Edit bookings are like cash bookings in the eyes of the hotel. So they often make many more room types available than you’ll typically see when booking with hotel points. If you’re eyeing a particular type of room or view, you may have better luck booking with The Edit than with your hotel points.  

 

Doing the Math

Assuming you’re getting 2 cents per point, you’ll want to put in the number of points you plan to use to cover your stay, then click “Update.” Chase Travel℠ will update accordingly with your cash cost that you’ll prepay. Here’s how you can figure out the number of points to put down. 

1. Take the total cash cost of the stay and subtract $250 (or whatever amount you plan to prepay—at least $250). 
2. Take the amount that’s left to pay and divide by 0.02 (for 2 cents per point Points Boost) or 0.0165 (for 1.65 cents per point).

That’s the number of points you’d pay with, plus the cash you’re prepaying. 

 

Trip Examples 

With these parameters in mind, I’m going to show you six trips you could take using the credit plus Points Boost. Three are closer to the eastern part of the U.S., and three are closer to the west. (You probably don’t want to fly too far for a theoretical two-night stay.) With the $250 credit included, each of these stays is 40,000 points or less for two nights, at the time I searched in November 2025. 

 

W Toronto 

You could take the family for a spring weekend at the W Toronto via The Edit. The W is in the heart of Toronto’s Yorkville area—ideal for exploring this world-class city. If you paid just over $250 (and got the credit), you could pay only 32,500 Ultimate Rewards® for the rest of the two-night stay that I found for Easter weekend of 2026. 

 

 

InterContinental New York Times Square 

You could visit the InterContinental New York Times Square in late January/early February (off-peak in New York City) for a lower cash price. With the credit, this two-night stay would cost only about 26,000 points. And if you also got the select hotels credit because the InterContinental is an IHG property, it’d work out even better—you could subtract one of the Edit credits ($250) and the IHG select hotel credit ($250) and only have to use enough points with Points Boost to make up for $303.42. At 1.65 cents per point, that’d mean you would pay only 18,390 points for the two-night stay if you charged an even $500 to your card up front.

This property is close to many attractions in New York City, including Broadway, and I enjoyed the breakfast here during my 2024 stay. 

 

 

SLS Cancun 

Your credit could also take you south of the border to the beaches of Cancun. The SLS Cancun offers the gorgeous beach experience you’d expect in Cancun, as well as a spa, pool, and restaurants and bars. (This live beach cam is making me want to book a flight as I write this!) 

The SLS Cancun was available in May for a two-night stay. At the time I searched, you could book an ocean-view room for around 28,000 points with your credit. 

 

 

Kimpton Palladian (Seattle)

If the West Coast is more your vibe, check out the Kimpton Palladian in Seattle. Just two blocks from Pike Place Market, this vintage hotel also offers Kimpton’s signature evening social hour. 

I searched for Easter weekend in 2026 and found that with the Edit credit and IHG select hotels credit, you could pay as few as 8,368 points for two nights here. That’s a bargain for such an expensive city! 

 

 

Kimpton Armory Bozeman

If Yellowstone National Park is on your travel bucket list, you could use your credit and points to stay at the Kimpton Armory Hotel Bozeman in Bozeman, Montana. This property is close to hot springs, hiking, fishing, and more. It also offers a rooftop, saltwater pool with fabulous mountain views. 

I found availability for a family-size room here in April for 22,400 points with just the Edit credit, or 13,152 points with the IHG select hotels credit stacked with it.

 

 

Corazon Cabo Resort and Spa 

I found a fall getaway for a family to the Corazon Cabo Resort and Spa. This room sleeps three (with a sofa bed for a younger child) for 36,000 points plus $265 (which would be only $15 after your credit). 

This property is on a swimmable beach and has beautiful mountain views. The hotel also has a rooftop pool and its own microbrewery.

 

 

Bottom Line

With some math and planning, you can combine your Ultimate Rewards® with The Edit credit for a memorable hotel stay with perks, regardless of your hotel status. How are you using your credit in 2026?

 

Related Posts

The Edit by Chase Travel℠

Chase Reduces Points Boost on The Edit

Points Boost by Chase: What You Need to Know

Reader Success Story: Elite Benefits With The Edit at The Chatwal Hotel