learn how to apply →
Chase Freedom Unlimited®
PTS Keeper Card
Earn a $300 Bonus after you spend $500 on purchases in your first 3 months from account opening. Offer ends by 9am EST on January 15, 2026.
(If in an Instagram or Facebook app, please open this link in a new
browser so that it works properly. Thank you!)
Elevated
Bonus Status
Ultimate Rewards®
Points Earned
$0
Annual Fee
The Chase Freedom Unlimited® is a card that always has a home in our wallets. While technically a cash back card, this card actually earns our favorite points, Chase Ultimate Rewards®. If you have a Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or Ink Business Preferred® Credit Card, you can move the points from your Freedom Unlimited to that card and then transfer the points to airline and hotel partners.
This card is a great everyday spending card. You’ll earn 5% back when you use your card to book travel via Chase Travel℠, 3% back at restaurants and on drugstore purchases, and 1.5% back on all other purchases. This is a great “no thinking” card when your purchases don’t fall into standard bonus categories.
The Chase Freedom Unlimited® Credit Card
Why We Like It!
Learn more about this card →
Advertiser Disclosure: Points Talk Squad has partnered with CardRatings for our coverage of credit card products. Points Talk Squad and CardRatings may receive a commission from card issuers when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how or where products appear on this site. Points Talk Squad has not reviewed all available credit card offers on this site.
Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.