Advertiser Disclosure: Points Talk Squad has partnered with CardRatings and FinanceBuzz for our coverage of credit card products. Points Talk Squad, CardRatings, and FinanceBuzz may receive a commission from card issuers when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how or where products appear on this site. Points Talk Squad has not reviewed or included all available credit card offers on this site.

Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.