Let’s talk all about Chase offers, because I just found a great one. They are a great way to save even more on a purchase you plan to make. A Chase offer is a cash-back or discount deal available to customers who use a Chase credit or debit card issued by JPMorgan Chase.

Here’s how it works:

• You activate the offer in your Chase account (online or in the app).

• You shop with a participating merchant using your Chase card.

• You get cash back or a statement credit after the purchase posts.

 

Common types of Chase offers

• Percentage back (e.g., 10% back at a store)

• Flat cash back (e.g., $5 back when you spend $20)

• Limited-time deals that expire on a specific date

 

Key things to know

• Offers must be activated before purchase

• Each offer has specific terms you should be aware of, such as minimum spend or eligible locations

• Credits usually appear within a few days or weeks after purchase

• Offers vary by cardholder and card type, meaning you may not get the same offer on a card that someone else gets.

In short, a Chase offer is a built-in way to save money on everyday purchases when you pay with a Chase card. Here’s where they are found after you sign into your Chase account.

 

 

After I click on the 85 offers, this is what is displayed:

 

 

And here is the offer I was excited about. I found it on my Chase Sapphire Reserve®, so I think that I can stack it with my The Edit by Chase Travel℠ credits.

 

 

Keep in mind that you can still shop through shopping portals while you’re taking advantage of a Chase offer—the statement credit you get from the Chase offer is applied after the purchase goes through, so you’ll earn points through the portal as well as earning the statement credit. 

 

Bottom Line

Chase offers are a great way to save on a purchase you are going to make anyway. It makes sense to periodically check what offers are available to you in your Chase account.

 

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