Credit Card Guides

woman holding a cell phone and working at her desk

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There are many great personal credit cards out there to help you travel on points and miles, but if you add business cards to your stash, you open up even more possibilities! I love business cards because the majority don’t count towards your Chase 5/24 count. Only Capital One (some), Discover, and TD Bank business […]

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One of our favorite ways to get more credit card points and miles is through the use of business credit cards. You may think that this doesn’t apply to you, but you would be surprised at how many people (including us before we started teaching points and miles) have received business credit cards with just […]

united planes at gate

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For years, United Airlines was the only airline I flew consistently. We lived in Northern California and our tiny airport was only serviced by United. Every time I flew it was United to San Francisco as a connecting flight. My first experience with using credit card points and miles was getting an old United Airlines […]

Kimpton Hotel Room

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It’s no secret that I am a fan of IHG credit cards. They have given me great value internationally in Dubai and Vietnam. In both of those places, I got suite upgrades! I have also used IHG points to stay at beautiful Kimpton hotels in the USA. Redeeming IHG points at hotels like Holiday Inn […]

Island set in middle of turquoise water

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After watching Alex’s incredible trip to the Maldives, the number one question we keep getting asked is, “Which are the best cards for flights to the Maldives?” Let’s go over them!   American Airlines Credit Cards   The credit cards that give American Airlines miles have long been a favorite for booking on Qatar Airways […]

brown sand and blue water

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We love the bonus offers we get with all credit cards. There are so many different types of points though – airline, hotel, and, my personal favorite, transferable points. The most flexible credit card points are transferable points. There are several types of transferable points including: Chase Ultimate Rewards® American Express Membership Rewards® Citi ThankYou Points […]

Blue water and lush green vegetation

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We love our main four transferable points types of credit cards. Chase Ultimate Rewards, American Express Membership Rewards, Citi ThankYou Points, and Capital One Venture Miles are all great ways to get free vacations. Can each of these transferable point credit cards get us to Hawaii?  Let’s check it out! Let’s see how many different […]

People on sandy beach

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Planning to take your family on a vacation this summer with credit cards and points? I hope you are already working on a plan; if not, it’s time to get going! Do you want to spend the holidays next year somewhere warm, like Hawaii or Mexico? If so, it is important to begin earning on […]

Sand and Turquoise Ocean

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You’ve filled out the credit card application and are holding your breath—will they approve you? It doesn’t matter how many cards I’ve applied for; I still love/hate the anticipation of finding out if I am instantly approved! Here are some things you can do to increase your odds of a credit card approval.   Credit […]

Man and Woman holding toddler hand on beach

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Raising a family can be expensive! Groceries, healthcare, gas, activities,  clothes, etc., etc.! You might as well be rewarded for what you have to pay for anyway! That’s where those credit card welcome offers come in handy. We love to earn points on those big welcome offers, so we don’t have to pay a lot […]

Beach and ocean

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American Express Credit Cards have a “once per lifetime” rule. That means that “usually” you can only get one of their welcome offersonce in a lifetime per card. This makes it really important to apply for one of their cards when the welcome offer is at an all-time high. We love American Express Membership Rewards®, […]

Beach, sand, and palm trees

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Just say NO to store credit cards! What, but they are credit cards! I might get $20 off my $100 worth of clothes when I check out if I get this Old Navy credit card! What’s the logic in that? I hope some of you are laughing and totally know what I am talking about. […]

Ocean waves

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Many of you have the card_name. It’s the card we recommend people start with. Hopefully, you are close to meeting the minimum spend on it and collecting your bonus (if you haven’t opened that card yet, then we highly recommend that you do). Your question might now be, “What should I get after the card_name?” […]

Wallet with credit cards

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We get a lot of questions about applying for a new credit card. Specifically, when is the right time to apply for a new credit card, and what credit card should you apply for?  Let’s tackle those questions today!   When Should I Apply for a New Credit Card? We love having a stockpile of […]

American Airlines planes taxing

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One of the major airlines in the United States is American Airlines. Today, we are going to go over the credit cards that can earn you American Airlines miles. Citi Bank offers four great credit cards that will give you great bonus miles when you apply, get approved, and complete the minimum spend. Barclays also […]

Hilton Conrad Punta de Mita

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Flights are huge savings for us when it comes to using credit card points and miles, but another area where we see big savings is on hotel stays. One of my favorite things about points and miles is being able to stay in fancy hotels that would normally be outside of my budget. We have […]

American Airlines Plane

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Never in my life did I think I would be able to fly business class to Europe. The cost is just insane: $3,000 (and up to much, much more) for a one-way flight?! It’s just a tad out of my price range! I would see those seats and be so envious and imagine what it […]

An arial view of the Hyatt Maldives Hadahaa

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The World Of Hyatt Credit Card is one of my favorites! Between the welcome offer and the five reasons below, I think it is a card worth having.  All information about the World of Hyatt Credit Card has been collected independently by Points Talk Squad. The World of Hyatt Credit Card is no longer available […]

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Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.