If you have any Chase cards or want to get some (which you should), it’s a good idea to be aware of some rules and other tidbits of information. Most notable is the Chase 5/24 rule. The Chase 5/24 rule is an unofficial rule that Chase will not approve you for any of their credit […]

You know we love our flexible points, and American Express Membership Rewards® are no exception. I recently transferred Membership Rewards® to British Airways to travel to London. It was easy to transfer my points and then book a ticket. American Express offers several credit cards that earn Membership Rewards®. American Express Membership Rewards® are similar […]

We have discussed using the Chase Ink Business Cards to earn more of our favorite currency, Chase Ultimate Rewards®. One card that we’ve rarely talked about is the Ink Business Premier® Credit Card. Jess got it to help fund a future Disney Cruise. I hadn’t considered it a viable option as it doesn’t earn Ultimate […]

The card_name is a great, easy-to-use, business card that each of us at Points Talk Squad has and uses. There are many things to like about this card— and one thing to not like quite as much, so let’s get into our review of the Capital One Venture X Business.   The Welcome Offer   […]

Have you ever returned from your amazing international trip, received your credit card statement, and noticed extra charges in the form of foreign transaction fees? I have, and it is so annoying to realize you paid $30 for nothing. An honest moment —I’ve even done that since starting in the points and miles game! 😜 […]

Without a doubt, if you can get a business credit card, you will get more credit card points and miles for travel. When you first think about business credit cards, you may think that only thriving, “real” businesses can get a business credit card. Not so. The question, “can I get a business credit card?” […]

Sometimes, you may want to downgrade a card instead of canceling it. Let’s go over the basics of how to downgrade a Chase card.   Steps to Downgrade a Chase Card You can downgrade a Sapphire Preferred or Sapphire Reserve by calling the number on the back of your card. The credit card number and […]

Are you meeting the minimum spend on a credit card right now? If not, you might need a new credit card! One of the hardest things is trying to figure out which card you should apply for next. Here are 7 easy steps to help you make that decision easier.   1. Are You Under […]

Even though we are all about applying for credit cards and grabbing those bonuses and rewards for free flights and hotels, we want to caution you about some mistakes you could make. Here are ten credit card mistakes we hope you never make!   1. Not Paying Off Your Credit Cards Monthly We absolutely love […]

As you probably know, we love the card_name, but we also love the card_name. In this post, we’re going to review the Ink Business Unlimited.  ƒ Learn How to Apply bonus_miles_full   As we say, every credit card is worth applying for that first year, when you get that introductory welcome offer. Here are some other […]

Credit card application rules vary by bank. Knowing the different rules increases your odds of approval when you apply for a card and helps you decide which card to apply for next. This is one of those not “too exciting” posts that is important to look at when you want to apply for a new […]

One of the best cards out there is not available to apply to anymore. The Ritz-Carlton card is one of my favorite cards that I keep and have no plans to get rid of. You may not be able to apply for it anymore but you can get it through a product change. These are […]

The card_name is our favorite card for beginners. It comes with a $95 annual fee, which isn’t bad. One of the benefits of this card is a $100 annual hotel credit, effectively bringing the annual fee down to $0. But how do you use the Sapphire Preferred hotel credit? Simply use this card at checkout […]

Maybe you’ve had a card for a while and you don’t ever use it, or you used to use this credit card but now you don’t feel the annual fee is worth it. Maybe you signed up for a credit card just for the signup bonus and never had the intention of keeping it beyond […]

Recently I realized that there are some credit card myths that people hang on to.  I was talking to a friend about travel. He was looking for a plane ticket for an upcoming vacation and I asked him if he used credit card points and miles? His reply was that he didn’t want his credit […]

What’s in your wallet? If it’s the Capital One Venture X Card, you just got more airport lounge access. You all know that I am the queen of hitting up a nice lounge to elevate my flying experiences, so the fact that Capital One adds more airport lounge access is welcome news. However, I have […]

There are many great personal credit cards out there to help you travel on points and miles, but if you add business cards to your stash, you open up even more possibilities! I love business cards because the majority don’t count towards your Chase 5/24 count. Only Capital One (some), Discover, and TD Bank business […]

For years, United Airlines was the only airline I flew consistently. We lived in Northern California and our tiny airport was only serviced by United. Every time I flew it was United to San Francisco as a connecting flight. My first experience with using credit card points and miles was getting an old United Airlines […]

It’s no secret that I am a fan of IHG credit cards. They have given me great value internationally in Dubai and Vietnam. In both of those places, I got suite upgrades! I have also used IHG points to stay at beautiful Kimpton hotels in the USA. Redeeming IHG points at hotels like Holiday Inn […]

After watching Alex’s incredible trip to the Maldives, the number one question we keep getting asked is, “Which are the best cards for flights to the Maldives?” Let’s go over them!   American Airlines Credit Cards   The credit cards that give American Airlines miles have long been a favorite for booking on Qatar Airways […]

We love the bonus offers we get with all credit cards. There are so many different types of points though – airline, hotel, and, my personal favorite, transferable points. The most flexible credit card points are transferable points. There are several types of transferable points including: Chase Ultimate Rewards® American Express Membership Rewards® Citi ThankYou Points […]