Credit Card Guides

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While we often recommend the card_name as a beginner-friendly first card for those seeking credit card points and miles, there is a definite time when the card_name might work best. In fact, I just applied for it after years of holding the Chase Sapphire Preferred® Card.      Learn How to Apply bonus_miles_full     […]

Palm trees at sunset

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The card_name and the card_name are two of the most popular cards for people who use credit card points and miles. Both of these cards earn Chase Ultimate Rewards®, which we love!  These points are great because they are so flexible. You can use them at Chase Travel℠ (similar to Expedia) and book just about […]

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Today will likely go down in history in the points-and-miles world! Three new offers + one brand new card just dropped. 🤯 In this post, we’ll break down all of the offers, compare them, give our takes, then share each of our strategies for these offers! By the end, you’ll have a better idea of […]

Boats in blue water near pier

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I know there is a general aversion to paying an annual fee on a credit card. People tend to forget that along with annual fees come some amazing benefits, not to mention those welcome offers you earn after meeting the minimum spending requirements. (Those welcome offers are what enticed us to get the card in […]

United Airplane

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Sadly, there have been some changes to the United credit cards. And changes are seldom good news. 😩 Here are some of the top changes to note:    card_name This card has always been great to downgrade to and still get the United Airlines saver award options when you search for award space. Sadly, you […]

Pool area of hotel

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IHG often has great signup bonuses on their cards, but they fall somewhat under the radar compared to the other hotel brands. They have long been my second-favorite brand (after Hyatt, of course). We have many readers asking us about how we use our IHG points, so here goes! First of all, there are several […]

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Here is our review of the card_name, the card we recommend over and over to beginners just starting out with credit card points and miles. It is also a card that we’ll always have in our wallets. We recommend that this be one of the first cards people apply for because of the Chase 5/24 […]

Turquoise water and white sand

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Do you have a favorite points and miles currency? I do. It wasn’t always my favorite, but as I have continued in my points and miles journey, I have found that I always want more Ultimate Rewards®. Let’s look at some ways we can accumulate more Ultimate Rewards® from Chase.   How to Accumulate Ultimate […]

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I need to remember to use the $100 credit on the card_name. The card has an annual fee of $199, so that credit brings it down to $99. I’m embarrassed to say that I’ve NEVER used this credit. 🤦‍♀️ (And I’m usually on top of these benefits for most cards.) Are you using your $100 […]

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We get a lot of questions from people about when the  card_name or the  card_name will have an elevated welcome offer. While we love to take advantage of elevated welcome offers, we also feel like waiting for one is not the right thing to do in most instances. Here’s why we say, “Don’t wait for […]

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The card_name came out with an elevated welcome offer back in August, and I’ve been on a mission to snag this card ever since. It’s marketed as a cash-back card, but if you have another card that earns Venture miles (like the card_name or card_name), you can convert the cash back you earn from the […]

Beach pic with palm trees

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I’ve had discussions with a couple of people recently that made me realize that they are totally NOT taking advantage of their credit card benefits. One friend lives in Salt Lake City and flies Delta a lot. Delta has an amazing Delta SkyClub Lounge. She has the American Express Platinum Card®, so she could use […]

Ice cream and candy

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I just learned about two fun credit card benefits that I haven’t taken advantage of and both include the ability for free treats monthly for me! Now you know that I am all about that! Let’s go over them today.   DoorDash $10 Monthly Credit I just learned about a great benefit for my card_name: […]

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My favorite way to redeem my Chase Ultimate Rewards® is to transfer them to Hyatt. You might be wondering why, and this post is your answer. Hyatt award stays offer oversized value. Of all the possible chains you can book with points, you’ll get the most value from Hyatt. I will be showing you multiple […]

Capital One Lounge Lobby DFW

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Have you ever considered flying to a destination but not leaving the airport? Neither had I until the Capital One Lounge opened at DFW. I’d seen the photos and videos online—food, cocktails, showers, Peloton bikes. I needed to go! And I’d have free access with my card_name. I decided to try a Capital One lounge day […]

spain beach

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For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply. The Capital One Venture Rewards credit cards have become very popular for award travel. They are great cards […]

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I just realized that I am not using all of my credit card benefits 😩 —and I’m supposed to be a pro at this.  There are some credit card benefits you might be missing out on, too. There are so many credit card benefits – here are the ones I use routinely: Annual night certificates […]

Venice Italy

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Citibank rebranded the Citi Premier card (no longer open to new applicants) to the Citi Strata Premier℠ Card. There were not a lot of changes to the card besides the design and a new name, increased earn rates at EV charging stations, and travel protections. We do love a flexible currency card, and all of […]

Beach and sand

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 Myth: You must have an LLC and employees to be eligible for a business card, including Chase Ink business cards. Fact: Any side hustle makes you eligible for a business card! Even if you don’t have a registered business or LLC, you can apply for a business card. We’re constantly talking about the importance of […]

Ritz Carlton pool and grounds in Maui

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The king of Marriott annual free night certificates are the 85K certificates. Two credit cards offer these, but only one is currently available to apply for. The Chase Ritz Carlton Card can only be acquired as a product change. However, I will always keep this card and my Marriott Bonvoy Brilliant® American Express® Card because […]

Credit card near coffee

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There isn’t a lot that excites us more than the addition of a brand-new credit card to earn more points and miles on! Welcome to the Wells Fargo Autograph Journey card. We always like it when there is a new card to apply for, and here are all the details about it.   Offer on […]

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Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.