Let’s talk all about Chase offers, because I just found a great one. They are a great way to save even more on a purchase you plan to make. A Chase offer is a cash-back or discount deal available to customers who use a Chase credit or debit card issued by JPMorgan Chase. Here’s how […]

We are excited about the increased welcome offer for card_name! (This is a business card, not a personal card.  Now you’ll earn 100,000 Chase Ultimate Rewards® after spending $8,000 in the first three months. That means lots of nearly free travel for only a $95 annual fee.)  We love business cards because they won’t count […]

Thanks to a Doctor of Credit post, my husband and I each just got a new Delta SkyMiles® Gold Business American Express Card. Both were NLL (No Lifetime Language) offers. Here’s how it went.  I logged on to my Delta account and saw the following:     When I hit “continue to offer”, this showed […]

It’s January first while I’m writing this, and I’m not sitting in front of the TV watching football games like most people. Nope, not me. I’m burning through every credit card credit that I can today. Annual credits, semi-annual, quarterly, monthly. All of them. Not because it’s exciting, but because it clears the slate. Handle […]

Credit cards that offer points that can be redeemed for hotel stays are an important part of our points and miles journey.  Sometimes we have a card and don’t want to pay the annual fee after the first year, so we are always sure to evaluate whether it makes sense to keep each card. But […]

Picture this: you’re lying in bed, finally ready to make that long-dreamed-of European vacation happen. You decide a credit card could help offset the cost and choose a Delta credit card because that airline flies out of your airport. Fast-forward a few months, and now you’re flush with miles and ready to book. But when […]

It’s time for a review of the card_name. You won’t be surprised to learn that I am a fan of American Express cards.  I have personally found that American Express cards are usually easy to be approved for (but require excellent credit), which I am glad for because I love earning American Express Membership Rewards® […]

Do you ever feel frustrated trying to keep track of all your credit card benefits? On paper, the perks can easily outweigh the annual fees—airline credits, dining rebates, streaming discounts, and more. But in reality, it often feels like a chore. You’re juggling monthly deadlines, remembering to activate offers, and working around restrictive terms to […]

Let’s talk all about Alaska Airlines’ Atmos™ Rewards Credit Cards. When it comes to maximizing travel value, airline credit cards can be a powerful tool in your wallet. For frequent flyers on the West Coast or anyone who loves exploring destinations across the U.S., Hawaii, Mexico, and beyond, the Alaska Airlines credit cards stand out.  […]

My family might be addicted to streaming services. Seriously, I think we have them all! So when credit card benefits include credits for streaming services, I know those are benefits I’ll be able to take advantage of! Here are six streaming services covered by my credit cards (that I would 100% pay for regardless).   […]

Hotel credit cards often come with lucrative perks, like annual free-night certificates, automatic elite status, and high earning rates on hotel spend. While we encourage applying for credit cards with flexible points first, hotel credit cards are definitely part of our points and miles strategy. Here is information about how you may be able to […]

The personal version isn’t the only one getting a makeover! Changes have been made to card_name, so if you have a small business, you’ll want to read on. The annual fee is jumping to annual_fees, but you can unlock thousands in business and travel value annually on the Business Platinum Card®. Here’s how: For rates […]

Let’s discuss Delta Airlines and its credit cards. Personally, I really like Delta. Their seats are super-comfortable, and I fly them so I can use the Delta Sky Club® lounges! I get to visit Delta Sky Clubs almost anytime I fly Delta, thanks to card_name.    Delta Program and Partners Delta Airlines’s frequent flyer program […]

Have I told you how much I love Chase Ultimate Rewards®? Well, if I haven’t, let me tell you. I love them soooooo soooo much! Sometimes almost more than dollars. 😆 I kid, but I do really love them! But before I get into why I love them, let’s talk about what they are and […]

There is a new kid in town. (Well, a new kid in the “Citi.”) The Citi Strata Elite℠Card is alive now for applications with a 75,000 Citi ThankYou® points welcome offer. Even better news is that Citi ThankYou® points now transfer to American Airlines! This means that the new Citi Strata Elite℠ Card transfers to […]

Southwest® is making sweeping changes to its lineup of personal and business credit cards, with higher annual fees, new perks, and the removal of several benefits. Some updates are already live, and more will roll out into 2026 as Southwest introduces assigned seating. We’ve put together this full guide to help you understand what’s new, […]

The Southwest Airlines® credit cards are some of my very favorites! I have gotten so much value out of the points I have earned on them. My favorite was probably taking my whole family to Maui. What makes these cards even better is that by opening a personal and business card, you can earn the […]

While we often recommend the card_name as a beginner-friendly first card for those seeking credit card points and miles, there is a definite time when the card_name might work best. In fact, I just applied for it after years of holding the Chase Sapphire Preferred® Card.      Learn How to Apply bonus_miles_full     […]

The card_name and the card_name are two of the most popular cards for people who use credit card points and miles. Both of these cards earn Chase Ultimate Rewards®, which we love!  These points are great because they are so flexible. You can use them at Chase Travel℠ (similar to Expedia) and book just about […]

Today will likely go down in history in the points-and-miles world! Three new offers + one brand new card just dropped. 🤯 In this post, we’ll break down all of the offers, compare them, give our takes, then share each of our strategies for these offers! By the end, you’ll have a better idea of […]

I know there is a general aversion to paying an annual fee on a credit card. People tend to forget that along with annual fees come some amazing benefits, not to mention those welcome offers you earn after meeting the minimum spending requirements. (Those welcome offers are what enticed us to get the card in […]