January 9, 2026
Elevated Credit Card Welcome Offers Ending Soon
Pam
When a credit card welcome offer is high, that’s basically the bank saying, “Here, take the free points and miles now.” If you’re already spending on groceries, bills, or a trip, taking advantage of a welcome offer can turn those normal purchases into a pile of points. It’s one of the easiest wins in the points world because you’re not doing anything extra; you’re just timing your cards right and letting the welcome offer do the work.
The other reason to jump on big offers is simple: they don’t stick around. Issuers quietly raise and lower offers all the time, and once a great one disappears, it can take a while to come back.
For this reason, we will highlight these credit card welcome offers as soon as we hear about them, as they are ending soon. We encourage you to bookmark this post and check it frequently to see these “last-chance” limited-time welcome offers. Here are the ones that are ending soon:
Sapphire Reserve for Business℠
Learn How to Apply
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We don’t have an actual date for this welcome offer yet, but we have been told: “Offer Ending Soon.” If you can meet a high minimum-spend requirement, you can earn a lot of Chase Ultimate Rewards®. Read more about this card here.
Bottom Line
Used smartly, a high welcome offer is often the biggest payoff you’ll ever get from a single credit card. Will you be applying for one of these cards before the offer ends?
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Best Credit Card Welcome Offers: January 2026
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. American Express is a Travel Mom Squad advertiser, but we always show the best public offer even when we don’t earn a commission. Terms Apply.
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Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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