August 6, 2026
Capital One Venture Rewards Credit Card vs. Capital One Venture X Rewards Credit Card
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Many people wonder which of the Capital One Venture Cards they should apply for—the card_name or the card_name. Let’s compare the two today!
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For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
NOTE: Capital One has “family language” for these cards:
- Venture X: Customers are not eligible for the Venture X bonus if they have earned the Venture X bonus within the last 48 months.
- Venture: Customers are not eligible for the Venture bonus if they have earned the Venture X bonus or the Venture bonus within the last 48 months.
Annual Fees
The card_name has an annual fee of $95. The card_name has an annual fee of $395. But the Venture X card’s higher annual fee includes a $300 annual credit for bookings through Capital One Travel. Additionally, you’ll earn 10,000 Venture miles each year, starting on your first anniversary.
Winner: card_name
Earnings
Both cards earn 2 miles per dollar spent on every purchase. Easy peasy.
The Venture X also earns 10 miles per dollar spent on hotels and rental cars booked through Capital One Travel and 5 miles per dollar spent on flights booked through Capital One Travel. The Venture Card earns 5 miles per dollar spent on hotels, vacation rentals, and rental cars booked through Capital One Travel.
Winner: Draw unless you plan to book travel through Capital One Travel; in that case, card_name wins.
Airport Lounge Access
The Venture X grants the primary cardholder access to Capital One Lounges. Venture X cardholders receive a complimentary Priority Pass Lounge membership (enrollment required).
Winner: card_name.
Other Benefits
The card_name offers up to a $120 statement credit for TSA PreCheck® or Global Entry every four years. When you use the Venture card to pay for a car rental, you’ll also receive secondary car rental coverage within the United States.
Meanwhile, the card_name also has up to a $120 statement credit for TSA PreCheck® or Global Entry. Rental car coverage is primary coverage in the United States and abroad. Additionally, the Venture X offers up to $800 in cell phone protection if you pay your cell phone bill with it. If it’s stolen or damaged, you’ll get reimbursed up to $800. Certain terms, conditions, and exclusions apply. Here are some other benefits of this card.
Winner: card_name
The Capital One Venture X Rewards Credit Card offers excellent cell phone protection.
Bottom Line
Venture vs. Venture X: which card wins? At first glance, the card_name seems like the best option because of its lower annual fee. However, after reviewing both cards’ benefits, the clear winner is the card_name. Which one is going in your wallet?
Related Posts
How to Use Capital One Venture Miles
How to Transfer Capital One Venture Miles
$395 Annual Fee for Capital One Venture X Rewards Credit Card is No-Brainer
Podcast 38. Revolutionize Your Travels: Discovering the Power of Capital One Venture Miles!
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Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
hello! I recently decided to get my first real travel cc. After much research i went with the capital 1 venture x. I am planning a trip to Vietnam this summer and decided to try an use my points to get a good deal on perhaps a business or even first class tickets. After much research however i am still lost as to how the travel partners and transfer of miles works. Would you be able to shed some light on this topic?