One of the most overlooked premium credit card benefits is the hotel credit available through The Edit.  This is one of those perks that deserves more attention because it can significantly reduce the cost of a stay while adding valuable extras you might not have booked otherwise.

Whether you have the personal Chase Sapphire Reserve® or the Chase Sapphire Reserve for Business℠, don’t overlook your The Edit hotel credit. The benefit is divided into two $250 credits each calendar year, and you can now use them both any time during the year. (When this benefit first launched, you could only use one credit per six-month period, but thankfully, that’s changed!)

Why This Is an Important Credit

Pair the credit with breakfast for two, a $100 property credit, and potential room upgrades, and it’s one of the easiest ways to turn any hotel stay into a surprisingly good value. Each credit requires a minimum two-night prepaid stay at a participating property, so it pays to plan ahead and use each credit before the end of the year.

The key is to stop thinking of it as a luxury hotel credit and start thinking of it as a way to make a nicer hotel affordable.  In many cases, the savings are much greater than the statement credit alone.

Stacking Credits for the Win

Here’s where it gets even better. Both the Chase Sapphire Reserve® and the Chase Sapphire Reserve for Business℠ currently offer a separate one-time $250 statement credit for eligible prepaid hotel stays booked through Chase Travel at select hotel brands through December 31, 2026.

Eligible brands include IHG Hotels & Resorts, Montage, Pendry, Omni, Virgin Hotels, Minor Hotels, and Pan Pacific, and bookings require a minimum stay of two nights. If you book a hotel that qualifies for both this promotion and The Edit, you may be able to stack the two benefits, making a luxury stay hundreds of dollars less expensive before you even factor in perks like breakfast for two, a $100 property credit, and possible room upgrades.

We’ll show you some of our favorite ways to use this benefit, including hotels where the credit stretches surprisingly far and stays, and where the included perks make a real difference. Sometimes it’s a quick overnight before a flight. Other times, it’s the perfect excuse to book a luxury hotel you may have skipped otherwise. Either way, this is a benefit worth planning for rather than letting it expire.

How I Used the Edit Credit

Kimpton Grand Roatán

I booked the Kimpton Grand Roatán using both my credits and my husband’s credits for a four-night stay. I was credited the Edit hotel credit and the $250 IHG credit for both bookings.

In total, I used 64,000 points and paid about $160 for the four-night stay after the credits were applied.

From the Points Talk Squad Community:

Arizona

Sara said, “We have also used it at JW Marriott Camelback in Phoenix, and it was amazing! The breakfast was great. The hotel was beautiful. I would recommend it, but the $250 does not go very far toward the total cost of the hotel. I combined the $300 with the edit to make a bigger dent.”

Jennifer said, “I just stayed at the Omni Scottsdale, AZ, last weekend. I paid $500 for three nights. I got two $250 credits because it qualified as an Edit hotel and a Select hotel. We loved it! We were upgraded to a mountain view room.”

Kentucky

“Hotel Genevieve in Louisville, Kentucky. It’s a sweet little boutique hotel that’s a Hyatt JdV property, so you can get Hyatt stay credits as well. I stayed there in May for around $500 for 2 nights. I just searched some random dates and saw prices ranging from around $400 to nearly $700, but most were under $500.”

Washington

“We haven’t been yet, but we booked Omni Mount Washington for the upcoming ski season for under $500 per night, used the Edit credit and select hotels credit, AND made a second booking with the Amex FHR credit back-to-back!”

Washington, D.C.

Mandy said, “Last week, I stayed at The Willard in Washington, DC. Two nights were a little over $700, but after the edit and IHG credits were applied, they were approximately $200.”

The Willard is an Intercontinental Hotel.

Colorado

Lisa said, “Limelight, Boulder, CO. We just got back and had a wonderful time. $100 property credit that we used for a delicious dinner one night, $60 for breakfast each morning, a welcome basket of great snacks, and late checkout. They have bikes to borrow, car service into town, afternoon fresh baked cookies, kids scavenger hunt with Janie and Jack sunglasses for a prize at the end, 2 free drink tickets, and the pool and hot tub have an amazing view of the mountains.”

A member said, “We just got back from the Kimpton Claret in Denver to see a concert at Red Rocks. We stayed 2 nights and got free breakfast and a $100 hotel credit, which we used on 2 lunches/drinks. They also give guests $15 daily credit for the restaurant or bar so we utilized that. They ALSO had a daily social hour with wine, beer, and delicious elderflower margaritas. And a complimentary cocktail class. The food and drinks were SO FREAKIN GOOD.”

Vermont

Will said, “Kimpton Taconic, Manchester, Vermont. A 2-night stay was $1181. Got the full $800 in credit (including $250 IHG credit), then used 20,000 points with points boost at 1.65.” Thanks, Will!

Boston

“Kimpton Marlowe in Boston is a great stay that will work. I used a different credit for this stay, but this works too! Pam loves this hotel also!”

Las Vegas

New Orleans

Texas

Greece

Vi said, ” I was able to redeem for the Intercontinental Crete in Greece! It was a great deal!”

Madrid

Intercontinental Madrid was another community suggestion. I saw dates under $300 a night and many in the mid-$300’s. Stacking an Edit credit and a select hotels credit could get you two free nights here rather easily.

Amsterdam

Ali said, “Just got back from the Kimpton de Witt in Amsterdam – 4 nights for 40k total after stacking the edit and IHG credits. Great hotel and experience!” Alex used this one too!

Hotel de Witt Amsterdam

Grand Cayman

One member said, “I’ve found some good options for hotels that aren’t part of a larger chain. Or if you are using points for a nice resort, tack on 2 extra nights at a cheaper resort to get a full week or extend your stay. For instance, we had enough points for 5 nights at Kimpton Seafire but wanted to stay a full week, so I booked the first two nights at Hotel Indigo through an edit to double-stack and get $500 off. There are some good IHG/Kimpton options throughout the US that are at a lower price point per night.”

Tokyo

Liz said, “We booked 4 nights at Kimpton Tokyo Shinjuku. Used the Edit credit, $300 travel credit, $250 IHG credit, and paid 60k points. For a 5-star hotel, it seems worth it.”

Edinburgh, Scotland

Janene says, “Will be using it at the Kimpton Charlotte Square in Edinburgh next month. Total cost for 2 nights was $1678. Used both the edit and IHG credits along with 43k points with points boost. Paid $18.63 out of pocket for 2 nights!!” (Note from Pam: loved this hotel!)

Portugal

Anne said, “Kimpton Algarve was a great Edit redemption! We booked for 2 adults and one child (9); I stacked Edit and IHG, which made the price of $750 only $250 out of pocket. The room was a suite with two full bathrooms and two connected rooms. That effectively made it $125/nt in Europe on the beach, with a $100 f&b credit.”

Singapore and Germany

Our own Megan said, “I used ours at Andaz Singapore, then paid the family rate for our 2nd room for the kids. Also used them for the Sofitel Munich for when we visit Christmas markets over Thanksgiving. Both were topped up with Points Boost and a Chase card offer for $100 off $600 on Chase Travel℠.”

France

From Kristen, “Sofitel Paris Le Faubourg– beautiful hotel. We booked a king room using a mix of points boost and money. The room should have cost $981, but with points and the Edit credit, it was $0. We got upgraded to a suite for $1749/night, and it was absolutely amazing to have so much space right in the middle of Paris. Also used our 85-euro food credit at the bar for some wonderful mid-afternoon snacks. We loved the walkability of this location!”

Christy said, “We stayed at the Intercontinental in Paris, we combined our The Edit Credit and the IHG credit, we used 129K points (hotel true cost was 3K). Previously, we had a different reservation at a Marriott, which cost 200K points for 2 nights and definitely wasn’t an upgrade like the InterContinental was. The Intercontinental was amazing! We had our daughter with us. We got a room upgrade. After check-in, they brought us a bottle of champagne, strawberries, water, and a few other snacks. They gave us breakfast for all 3 of us each morning (even though it was supposed to be just 2). They also gave us a ticket for 3 complimentary drinks at the bar (on top of the $100 hotel credit), and when we had 3 glasses of champagne and a soda, they didn’t charge us for the soda.”

Brooke said, “Intercontinental Lyon France – 2 nights – Edit credit & 40K points. Amazing hotel! Upgraded room with a rollaway bed for our teen daughter. Free breakfast for all 3 of us (which was about a $40/pp buffet), drink vouchers for Le Dome (worth at least $50), welcome snacks & drinks in room, $100 credit which we used for extra drinks & mini bar snacks. Highly recommend!”

How to Get the Most Value Out of a Stay

Our strategy is to look for properties that offer the best overall value rather than simply the most expensive hotel. We usually book a stay with one of the lower nightly rates in the collection, which helps keep our out-of-pocket costs down while still enjoying all of The Edit perks.

Since the credit requires a minimum two-night prepaid stay, we typically stick to just two nights unless we’re already planning a longer visit. That allows us to unlock the credit without spending more than necessary.

If there’s still a balance after applying the statement credit, consider using Chase Ultimate Rewards® points through Chase Travel℠.  Depending on the hotel and redemption, you may be able to take advantage of Points Boost and receive up to two cents per point, making the remaining cost even easier to cover.

Finally, don’t forget to check whether your stay is eligible to earn hotel loyalty points or elite benefits. While participation varies by property and program, it’s always worth checking before you book so you don’t leave rewards on the table.

Related Posts

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Reader Success Story: Elite Benefits with The Edit at The Chatwal Hotel

Chase Sapphire Reserve for Business℠