We love our Marriott Bonvoy credit cards because most of them come with an annual free-night award each year on your cardmember anniversary. A couple even sometimes come with free-night awards as part of the welcome offer! The card_name comes with a free-night award every year after your account anniversary, valid for a one night […]

Every year I say I am going to travel less, and every year I fail. 2025 was no exception to that (though I did manage to relax a little more than I did in 2024)! I took so many trips this year that would have never been possible without points and miles, and I marked […]

We are so happy to share our two courses with you—Points Talk Academy® and Points Talk Academy Next Level®. When we started our points and miles journey years ago, we spent so much time, energy, and frustration trying to figure out the complicated world of points and miles. I would have LOVED a course to […]

Online shoppers, rejoice! You can now turn your Rakuten cash-back rewards into Bilt points.  The best part? You don’t need to hold a Bilt Card to take advantage of this partnership.   How to Earn Bilt Points with Rakuten 1. Link your Rakuten account through the Bilt app. 2. Select “Bilt Points” as your Rakuten […]

My mom and I traveled to Switzerland on points and miles during the first week of October. This was our first time visiting Switzerland, and let me tell you, the beauty of this country is unmatched! Switzerland has a reputation for being expensive, and while that’s true, redeeming points for our flights (including a business-class […]

My family might be addicted to streaming services. Seriously, I think we have them all! So when credit card benefits include credits for streaming services, I know those are benefits I’ll be able to take advantage of! Here are six streaming services covered by my credit cards (that I would 100% pay for regardless).   […]

The personal version isn’t the only one getting a makeover! Changes have been made to card_name, so if you have a small business, you’ll want to read on. The annual fee is jumping to annual_fees, but you can unlock thousands in business and travel value annually on the Business Platinum Card®. Here’s how: For rates […]

My wildest dreams came true on my recent Taylor-Swift-inspired trip to New York City! A friend and I were discussing how much we missed The Eras Tour, and I threw out the idea that we should take a trip to NYC and do all the Swiftie things. We couldn’t get it booked fast enough, because […]

Southwest® is making sweeping changes to its lineup of personal and business credit cards, with higher annual fees, new perks, and the removal of several benefits. Some updates are already live, and more will roll out into 2026 as Southwest introduces assigned seating. We’ve put together this full guide to help you understand what’s new, […]

This past weekend, Disney hosted our family aboard the Disney Wish, and wow, what an adventure! We spent three nights aboard the ship on our sailing to the Bahamas (and three nights definitely didn’t feel like enough)! Narrowing down our favorite parts wasn’t easy, but here are the five things we’ll be talking about for […]

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply. There are traditional ways to save on a Disney cruise—sail at off-peak times, get an inside or guaranteed […]

On a recent trip to Iceland, my family of five decided to use Reykjavik as a home base (because hotel-hopping with a family for a four-night stay wasn’t ideal). We took a couple of day trips from Reykjavik and spent one day exploring the city itself. Canopy by Hilton Reykjavik City Centre proved to be […]

Major shifts in lounge access, baggage fees, and loyalty programs are reshaping the landscape of travel rewards in 2025. From Capital One’s controversial lounge restrictions to the Southwest® switch to assigned seating, these updates impact millions of cardholders and frequent flyers. With summer travel quickly approaching, the Points Talk Squad is here to break down […]

Today will likely go down in history in the points-and-miles world! Three new offers + one brand new card just dropped. 🤯 In this post, we’ll break down all of the offers, compare them, give our takes, then share each of our strategies for these offers! By the end, you’ll have a better idea of […]

Taking your family with young kids to Greece and Croatia may seem daunting, but with strategic use of points and miles, it can become an unforgettable adventure. In this week’s episode,Points Talk Squad’s Director of Operations, Megan Condello, shares how she planned an ambitious spring break trip that included iconic destinations like Santorini’s blue domes […]

If you want adventure or relaxation (or both!) in Costa Rica, Rio Perdido might be just what you’re looking for. Set within a 1,500-acre private reserve, Rio Perdido offers everything from cliffside yoga to a mile-long thermal river to a canyon adventure. Here’s how we did it on points and miles….   Getting There We […]

I fell in love with Japan the first time I visited, and it’s still my favorite country after this most recent visit. Ted, Ella, Molly, and I spent spring break in Tokyo and Kyoto, and we had the best time!  Here’s my review of Hyatt House Tokyo Shibuya, where we spent four nights. It will […]

If you love temperate climates, cobblestone streets, and delicious food, San Miguel de Allende is for you! This colonial-era city is located in Mexico about four hours north of Mexico City. My husband and I spent three nights at Numu Boutique Hotel San Miguel de Allende (part of the Unbound Collection by Hyatt), and fell […]

One of the not-so-glamorous sides of self-employment is taxes. The only silver lining is being able to pay those taxes with a credit card! Here’s how I turned a large tax payment into two free nights at a luxury Hyatt property worth over $1,200.   Options to Pay With a Credit Card You have two […]

It’s never too early to plan for your next adventure! In this episode, the Points Talk Squad team looks ahead to 2025, sharing the trips we’ve already booked, the credit cards we’re eyeing, and our goals for the year. From Bora Bora to Spain, and everything in between, we’re setting the stage for another year […]

2024 was a year to remember! In this episode, we’re sharing our best of 2024 awards, from unforgettable hotel stays and flights to top credit card offers that helped us turn big dreams into reality. If you’ve ever wondered what points and miles can do, this episode will inspire you to dive in and start […]