Chase Sapphire Reserve® cardholders are getting a more valuable—and thankfully much easier to use—DoorDash benefit. Starting October 1, the current $5 monthly DoorDash restaurant credit will triple to $15 and become much more flexible. Cardholders will be able to use it on eligible restaurant, grocery, retail, and other DoorDash orders, unlike the old credit, which was only available for non-restaurant purchases.

At this point, you’re probably getting nervous and wondering what Chase is taking away in return. After all, these days, banks rarely give us something without making up for it somewhere else. But there’s no catch this time. The card’s two existing $10 monthly credits for non-restaurant orders aren’t going anywhere. Altogether, cardholders will have up to $35 in DoorDash credits to use each month.

 

How the New $15 DoorDash Credit Works

Currently, Chase Sapphire Reserve® cardholders enrolled in DashPass receive a $5 monthly credit for eligible restaurant orders. Starting October 1, that benefit will become a $15 monthly credit that can be used across eligible DoorDash categories, including restaurants, grocery stores, and retailers.

The card’s two $10 monthly non-restaurant credits will stay the same. Beginning in October, cardholders will receive:

• One $15 credit for eligible DoorDash orders
• Two $10 credits for eligible grocery, retail, and other non-restaurant orders

With all three credits combined, cardholders can save up to $35 each month, for a maximum of $420 per year. Throw in the complimentary 12-month DashPass membership—valued by DoorDash at $120—and the total potential value climbs to $540.

There are a few strings attached, though. These credits are use-them-or-lose-them, so any leftover value disappears at the end of the month. You’ll also need to use the two $10 non-restaurant credits on separate orders. Chase hasn’t published the full terms for the new $15 credit yet, but if it works like the existing benefit, you’ll still be on the hook for taxes, fees, and tips.

To get started, activate your complimentary DashPass membership and add your Chase Sapphire Reserve® as a payment method. Then before you place an order, check your available credits to make sure the right one is applied at checkout. You’ll also need to use your card as payment for the order. 

Related: Best Credit Cards for Dining Credits

 

Bottom Line

This is a more-than-welcome improvement, adding up to $120 in value each year and making the monthly credit much easier to use.

Still, a credit is only worth its full face value if you actually use it—and do so naturally. If you find yourself placing extra DoorDash orders just to use the credits, the added fees and marked-up prices will quickly eat into the value of the credits.