If you’ve been collecting points and miles for any length of time, you’ve probably experienced a problem that sounds ridiculous to anyone outside this hobby: having too many points and miles and still wanting another credit card. 🙋🏻‍♀️ At some point, you look at your balances and realize you’re sitting on hundreds of thousands—maybe even […]

It’s never fun when a loyalty program adds more rules, especially when those rules make it harder to use your points and miles. But that’s exactly what Qatar Airways just did with its new policy that limits who you can redeem Avios for. Here’s what you need to know.    What’s Changing? Up until now, […]

What do you need to know about points and miles changes now that we are halfway through the year? In this episode, the Points Talk Squad walks through the most important updates, what these changes mean for your strategy, and how to make the most of your points in 2026. The Squad also dives into […]

The world of points and miles can seem almost too good to be true. Free flights, luxury hotel stays, airport lounge access, and thousands of dollars in travel perks often come from credit card rewards programs. But for newcomers, there’s usually one major concern: credit. After all, earning a boatload of points usually involves opening […]

Are you trying to decide which new Chase credit card offer is the best fit for you? In this episode, the Points Talk Squad breaks down three new elevated welcome offers currently available, including a rare opportunity to earn 100,000 of their favorite points. The Squad dives into the earning potential, statement credits, bonus categories, […]

Are you tired of high annual fees, confusing credits, and benefits you never actually use? In this episode, the Points Talk Squad breaks down credit card benefits that fly under the radar but can deliver real value. Alex, Jess, and Pam share the overlooked perks they actually use, as well as the benefits they think […]

Delta and American Express have announced several new benefits for Delta SkyMiles credit card holders. And surprisingly, none of them come with an annual fee increase. The updates are for both consumer and business Delta SkyMiles cards. Here’s what’s new.  Enrollment is required for select benefits. Terms apply.   Cardholders Can Now Check a Second […]

Are you getting all the points you could when shopping online? In this episode, the Points Talk Squad breaks down how to use online shopping portals to earn more rewards, including tips for popular portals like Rakuten. They also explain how tools like Savewise can alert you to points and cashback opportunities, so you never […]

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply. Travel rewards credit cards can do a lot more than earn points and miles. Some cards also come […]

What happens if your flight gets canceled, your luggage disappears, or you need medical care in another country? In this episode, the Points Talk Squad is joined by Lisa Jarvis, who specializes in travel insurance, passenger rights, and travel safety. Together, they break down what travelers actually need to know about travel insurance and credit […]

What was it really like traveling through Budapest and Istanbul on points and miles? In this episode, the Points Talk Squad shares highlights from their latest trip, including how they booked their flights with points, the hotels they stayed at, and the experiences that surprised them most. The Squad breaks down the full travel experience, […]

Chase cardholders have an all-new way to earn a huge stash of bonus Ultimate Rewards®, and it involves a digital wallet you’ve probably never heard of before. Through Dec. 31, 2026, eligible Chase cardholders can earn an additional 10 points per dollar spent, on up to $1,500 in purchases each month, when checking out online […]

What if you could earn rewards on your rent or even mortgage payments? In this episode, Alex, Jess, and Pam break down everything you need to know about Bilt Rewards, including the different card options, how to earn points, and how to redeem them. They also discuss how to decide if this program is worth […]

Rove just made its rewards program a little more interesting. The company just added Air Canada Aeroplan to its repertoire of transfer partners and launched a 25% transfer bonus to celebrate the addition. If you already use Aeroplan for flight awards, this is your chance to stretch your Rove miles a bit further. The new […]

What if you could get elite hotel perks without elite status? In this episode, The Points Talk Squad breaks down two of the most popular luxury hotel booking programs, The Edit by Chase Travel℠ and American Express® Fine Hotels + Resorts®, to help you understand how these premium credit card benefits can unlock elevated travel […]

Are you dreaming of a family trip to Hawaii? In this episode, Alex and Jess are joined by Megan to share their experience planning a trip to Oahu, Hawaii, using points. From flights to accommodations, they break down how they made this dream vacation affordable and how you can do the same. The Squad walks […]

Rakuten just announced a Big Give Week, which will be running from May 4th through 11th. Rakuten Big Give Week is a major promotional event where shoppers can earn rewards on purchases from hundreds of partner stores. It’s one of Rakuten’s biggest deal periods, designed to reward users for everyday online shopping. During Big Give […]

What’s it like to visit a big city with kids, and is it actually easier than it seems? In this episode, Alex and Jess share what it looked like to take their families to New York City and Chicago, and why these trips can be more manageable and fun than you might expect. They walk […]


Let’s clear up one of the biggest points of confusion in the points and miles world: a credit inquiry and a 5/24 slot are not the same thing! 

While they often happen at the same time, they impact your credit and your strategy in completely different ways. Before you plan your next application, here’s what […]

How do you decide whether to cancel, downgrade, or keep a credit card when the annual fee hits? In this episode, The Points Talk Squad breaks down how they think through these decisions and what actually matters when evaluating whether a card is worth keeping. The Squad walks through the key factors they consider, including […]

American Airlines is rolling out a new boarding process at its Dallas-Fort Worth (DFW) hub, and it could change how you board your next flight. The airline has begun testing electronic boarding gates. Instead of handing your boarding pass to an agent, passengers scan their own passes before entering the jet bridge. Think of it […]